Insights
Uzbekistan law guides: how the rules actually work.
Sharp, citable explainers on the regulation behind regulated finance and technology in Uzbekistan — capital floors, supervisory bodies, data localization, licensed vs registered. Written by the lawyers who file the applications.
Legal alerts — the rules, as they change.
A dedicated corner of the site: short, dated notices the moment a regulation, threshold, or deadline moves in Uzbekistan's financial and tech framework. The guides tell you how the system works; the alerts tell you what just changed.
Personal data law
What your app or SaaS must keep in Uzbekistan, when data may go abroad, who counts as owner and operator, and the register, consent and breach rules.
Payment organization license
Who needs a Central Bank license to provide payment services in Uzbekistan, what it takes to get one, and the rules that apply once you hold it.
New LLC law
Uzbekistan's new LLC law has applied since 22 July 2026. What it means for founders: charter, shares, deadlock, directors' duties, and a checklist.
Director's criminal liability
Abusing a director's powers in a private company is a crime in Uzbekistan if it causes large harm. Prison is possible, but not if the damage is repaid.
Which act prevails
When two Uzbek acts say different things, the law on normative legal acts decides: higher force first, then the specially empowered body, then the later act.
Power of attorney
In Uzbekistan a power of attorney lasts 3 years at most, 1 year if it names no term, and is void without a date. What to write and what ends it.
FIU risk scoring
Since 1 October 2026 Uzbekistan's FIU scores firms out of 100 to choose AML/CFT inspections. What earns points, where the bands sit and what you can do.
Phone-number transfers
From 26 November 2026 the Central Bank's rules set how transfers by phone number work: linking your number, what you see before you pay, and what to check.
Late refund penalty
In Uzbekistan an online shop that refunds late owes the buyer 1% of the refund per day, up to the full sum. Your own terms start the clock.
How to Get an Insurance License in Uzbekistan
Life and general insurance: classes, charter capital, fit & proper, and filing on license.gov.uz.
Financial Regulation in Uzbekistan
Who supervises what — the regulators, the perimeters, and where the lines actually fall.
AML/CFT in Uzbekistan
The gap between the written rules and supervised practice — and the controls examiners look for first.
Entering the Uzbekistan Market
Entity, ownership, and substance decisions — in the order that keeps your licensing path open.
Buying a Business in Uzbekistan
What due diligence actually has to surface here before you commit — and how deals are structured to hold up.
How to Register an MFO in Uzbekistan
Charter capital, the documents that get checked, the Central Bank register, and why most applications stall.
Startup Regulation in Uzbekistan
How fintech and tech startups navigate licensing, sandbox routes, and supervisory expectations.
Structuring Real Estate Investment
SPVs, holdings, and capital stacks for foreign investors entering Uzbekistan real estate.
Why Uzbekistan — and Why Now
The macro case, the regulatory opening, and what foreign operators are actually building here.
Civil-Law Contracts in Uzbekistan
How the Civil Code shapes commercial agreements — and what foreign counsel misses.
Goods Sale Agreements under Uzbek Law
Essential terms, risk allocation, and enforceability for cross-border supply deals.
A question these don't answer?
The explainers cover the common ground. For your specific build, ask us — we'll map the path and the risks fast.